Please be advised that the contents on this blog are used for educational and informational purposes only and cannot be construed as legal or professional advice. Please consult a professional (such as a CPA, tax practitioner, financial advisor, attorney, etc.) for your specific financial or personal situation.
This blog site, its author, or its owner does not assume any legal responsibility or provide warranties for the completeness, accuracies, timeliness or usefulness of any information or product represented here. The information can be used by the readers but at their own risk. This blog site, its author, or its owner will not be responsible for any losses, legal or financial expenses leading to the loss, or any other negative consequences that the readers will incur as a result of the use of the information from this site. The author does not claim to be a financial adviser but just someone who is sharing personal finance experience and thoughts.
The site reserves the right to remove all comments that are deemed spam or inappropriate. Also, the site reserves the right to modify or remove the links posted on the body of the comment section. Inappropriate links posted on the comment section will be removed!
This blog site, its author, or its owner will not be responsible for any damage and liabilities incurred to the reader and his/her computer or devices if the reader choose to download pictures, videos, audios, software, clip arts, themes, or any other download made from this site.
This blog is not responsible for the contents and availability of third party (outgoing) links.
Lastly, by using this site, you are agreeing to this website’s disclaimer and terms of use. If you are not in agreement, please discontinue use and exit the website!