Costco Insights and Tips

If you have to choose between contributing to a 401K or a Roth IRA, then the clear answer is pick the 401k especially if the company is matching (around 3-8%) your contribution. In essense, your contribution for the current year just made a 100% rate of return. Moreover, you can save up to $15,000 per […]

Bad news for California residents, the Golden State is one of the 43 states that do not require students to take a personal finance course to graduate from high school, according to the survey released on June 13, 2007 by the National Council on Economic Education (NCEE). The good news is that the number of […]

On 4th of July, I did not want to go anywhere else since it fell in the middle of the week but my wife tagged me along to go to the outlet mall close to our apartment so she can check out some sale items. Well, I told my wife that we would only be […]

Shoppers, how much do you know yourself? Are you a good tennis player? How about golf? Are you confident that you can prepare your own taxes? How do you assess your technology or computer skills? I never thought about this area of my shopping habits until I stumbled upon this article by Gregory Kapp of […]

You’re traveling in another country and you run out of cash all of a sudden. You found an atm machine to withdraw cash and you’re find and dandy. Your local banks are all smiling at you because they just made a quick buck. To some people, the charges might not be a lot considering that […]

The article Credit Repair Could Leave You in A Fix from Los Angeles Times discussed the different issues regarding the use of credit repair companies to correct negative information in your credit reports. According to the Federal Trade Commission and other agencies, companies that claim to repair bad credit usually are conducting this outside the […]

If you are a sports, video games, music, or movie enthusiast, then this is one way to cut down on some of your entertainment expenses! I have cut back on my entertainment expense by minimizing the number of trips to the movie theater – we normally wait until the movies come out in the DVD […]

This is really good news for the people who like to use their “plastic cards” to get rewards. There are quite a few people who don’t keep balances in their credit card and only use the card to take advantage of the points or rebates. These people would normally pay the balance off before the […]

Understanding the power of compound interest shows the benefits of starting your investments and savings plan, preferably your retirement, early. Compound interest means that the interest of your investments will earn interest as well, thus, allowing you to build a bigger nest egg. There are three key things that affects your retirement fund: Time Rate […]