If you are a business owner and looking for a credit card, Earn 50,000 points after you spend $5,000 points on purchases in the first 3 months from account opening. That’s $625 towards travel when you redeem through Chase Ultimate Rewards $0 Intro Annual fee for the first year, then $95 Ability to pay in […]
Compound Interest: The Long-term Investors’ Best Friend
Compound interest is a very simple financial concept and yet very powerful when used in long term investment. I think most people nowadays already know how it works and yet they could still easily ignore the concept by not taking advantage of it. We’re here to reinforce this issue, introduce the concept to the newbie, […]
Breaking The “Financial Illiteracy” Cycle In Your Family
Haven’t you wished you know back then what you know now when it comes to the financial aspects of your life? I reviewed my personal finance history to examine the various reasons of my financial mishaps during the early stages of my life. One of the reasons, sad to say, is that my parents were […]
Do You Know Anybody Like Ross of Friends?
I’m a big fan of the tv show “Friends” and I just never got tired of watching the re-runs. Ces usually jokes around on how addicted I am because we already have the DVD and yet I’m still watching the shows on it’s regular programming slot. I literally know what the character would say next […]
Your Best Source of Energy Saving Tips
You don’t have to look further if you wanted tips on how to save on energy. Your best source of energy saving tips is just “an invoice away,” your friendly utility companies. I know that these companies are for profit but they also wanted you to conserve energy. These companies are also concern about the […]
Our Frugal Travel Strategies – Saving Money on Vacation Trip
Traveling has been a part of our annual routines so finding good deals is a must for us not to break our bank. When going on vacation, we tried to find the best value that we can get. We usually do not go for five star hotels as we are contented with three or four […]
Sharing One Car To Save Money and Keeping The Car Running Forever
Our family lives on a single income so as much as possible we try to find ways to cut expenses. One of the best cost cutting moves that we made is moving closer to where I work. This has really help us in a lot of ways such as saving money, improving health, spending more […]
Saving Money By Moving Closer To Work
Before I got married, I co-owned a house with my parents and I had been living with them ever since we bought the house. I always wanted to live on my own so when Ces and I got married, we decided to find our own apartment instead of living with my parents. Since I was […]
Should You Buy Or Lease A Car?
There is always this argument of which one is better, buying or leasing a car.The clear answer is “It depends on your personal situation and needs.” Although most people purchase a car, leasing is a very good alternative for someone who wants to have a low monthly payment or who just want s to experience […]
Why Buy Costco Tires And Tips For Prolonging Tire’s Life
My tires were getting bald so this past Sunday, I went to purchase Costco tires. It was the last day of the $60 coupon and I did not want to miss it; I’ve been busy the whole month from work and procrastinated on this errand. This is what I like about my Costco membership, taking […]